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Product - Personal Loan to Existing Housing Loan Borrowers


To meet the personal needs like expenditure on education, marriage, health care, renovation / furnishing of the house etc., other than speculation purpose.


All existing home loan customers with a satisfactory repayment record for the last one year.

Loan amount:

Minimum Rs. 50,000/- maximum Rs. 10.00 lakhs.

Permissible loan amount:

75% of present market value of the property less present outstanding in the house loan account.

Processing fee:

0.25% of loan amount with a minimum of Rs. 1000/-

Rate of interest:

2% above interest rate charged on existing housing loan.